Top USA Online Casinos List for December 2025

US Online Casinos to Avoid

When choosing where to play, it’s essential to avoid casinos that don’t meet high standards. Any online casino USA site that lacks a license from a respected jurisdiction or fails to meet our other ranking criteria might end up in our blacklisted section. These casinos often fall short on security, fair play, or reliable customer support, which puts players at risk and as such, can’t be considered legit online casinos. For a safe experience, we only recommend trusted, licensed platforms, and advise against creating accounts on casinos that don’t meet these standards.

• Known for delaying or denying payments
• Games from just one developer
• Unfair bonus terms

• Not licensed in the US
• Limited customer support
• Very slow payouts

• MGA license suspended
• Extremely delayed payouts
• Live chat not available 24/7

• No license
• Refuses player payouts
• Poor casino software

Expert Tips for Real Money Online Casinos USA

Navigating real money online casinos in the United States can be exciting. Yet it is also an overwhelming experience for newcomers and even for experienced players at times. Each state obviously has its own regulations, features countless game options, and a variety of promotional offers. That’s why it is important to know how to play in a smart way.

Here are some expert tips to help you maximize your enjoyment and stay safe when online casino gaming:

• Verify Licensing and Regulation – Always choose to play at an online casino which holds a full gambling license and is regulated in your state. Regulatory oversight ensures fair gameplay, secure transactions, and legal recourse in the rare case of a dispute arising. Look for reputable state regulators, like the New Jersey Division of Gaming Enforcement or the Pennsylvania Gaming Control Board.
• Understand Deposit and Withdrawal Policies – Before you commit any real money to a casino, make sure you review its banking options. Check the minimum deposits, withdrawal limits, and processing times. Be sure to select a platform that provides trusted payment methods, such as PayPal, ACH, and major credit/debit cards. Efficient banking ensures smooth access to your funds and avoids any frustration with delayed payouts.
• Take Advantage of Bonuses and Promotions Wisely – Welcome bonuses, free spins, reload promotions, and more can provide extra play value. However, you must ensure you read the terms and conditions of an offer carefully. Pay close attention to wagering requirements, eligible games, and expiration periods. Use bonuses effectively and strategically to extend gameplay without going beyond your own budget.
• Set Limits for Responsible Gambling – Setting deposit, loss, and session limits at a casino is highly recommended. Many online casino sites provide integrated responsible gambling tools to help with this. You may also have the chance to self-exclude or set up a cooling-off period, should things get difficult. Sticking to the limits helps prevent you from chasing losses and ensures gambling remains a fun form of entertainment.
• Learn Game Rules and Strategies – Understanding the rules, RTP rate and gameplay of casino games is crucial. Practice with free demo versions first, especially with table games like blackjack and roulette. Knowledgeable play reduces losses and increases the chances of you winning in the long term.
• Use Mobile Apps for Convenience – The best licensed U.S. online casinos have useful mobile apps that provide fast, secure, and user-friendly options. Playing via an application ensures you can make instant deposits, receive notifications about promotions, and enjoy uninterrupted access to your favorite games wherever you are.

Gambling Regulation in the USA

The current state of gambling regulation in the US is complex and varies significantly by state, impacting each USA casino online. While gambling laws are governed primarily at the state level, a few federal laws are still in play. The Federal Wire Act of 1961 prohibits the interstate transmission of betting information. It initially targeted sports betting but had an effect on various forms of online gambling. In 2011, a Department of Justice opinion clarified that the Wire Act applies only to sports betting; nonetheless, its influence on gambling restrictions remains.

The Professional and Amateur Sports Protection Act (PASPA), enacted in 1992, prohibited sports betting in most states. Its repeal in 2018 opened the door for states to legalize and regulate ganbling activities, leading to a surge in online sportsbooks and real money online casinos in the USA. However, the regulation of online casinos and poker still varies widely, with only a few states allowing these activities.

The federal government has shifted its stance over the years, from strict opposition to allowing states more autonomy in regulating online gambling. This state-level approach explains why some states permit only sports betting while restricting online casinos and online poker sites. Sports betting, due to PASPA’s repeal, gained wider acceptance and regulation faster than online casinos or poker, which remain tightly controlled in many areas.

Gambling in Your State

Author Insight

Sam Davies, Sports and Gambling News Writer

Knowing about the gambling regulations in your state is vital to playing legally and efficiently online. I always suggest checking into the latest laws of the state you live in, as amendments and adjustments can occur at any time. You should also inform yourself of federal gambling laws in the U.S. before gambling online. This way, you can always enjoy your favorite casino games at platforms that are legal.

Where Is Real Money Gambling Legal in The US?

Only a handful of US states have legalized online casinos, each with its own regulations.

• Connecticut – Online casinos became legal in 2021 when Governor Ned Lamont signed HB6451, covering sports betting, poker, and daily fantasy sports. Players over 21 can access sites regulated by the Connecticut Department of Consumer Protection.
• Delaware – Among the first states to legalize online casinos, Delaware passed House Bill 333 in 2013. The state offers poker and online casino games through the Delaware State Lottery, available to players over 21.
• Michigan – Michigan approved the Lawful Internet Gambling Act (Act 152) in 2019, legalizing online casinos and poker. The first platforms launched in 2021 under the Michigan Gaming Control Board’s regulation. Michigan now offers more than 15 legal online US casinos.
• New Jersey – Online casinos and poker became legal in 2013 with the passage of A2578, allowing poker rooms and online casinos to be regulated by the New Jersey Division of Gaming Enforcement. Over 20 platforms are licensed in the state.
• Pennsylvania – Online poker and casinos were legalized in 2019 when House Bill 271 passed, with sites regulated by the Pennsylvania Gaming Control Board. Pennsylvania offers over 20 licensed options for players over 21.
• Rhode Island – In June 2023, Rhode Island passed SB948, allowing the state lottery to provide online casino services to players over 21.
• West Virginia – The state expanded gambling laws with an Interactive Wagering Act in 2019, leading to the first USA online casinos in 2020. The state currently offers four licensed platforms, regulated by the West Virginia Lottery.

Which States Are Likely to Legalize Online Casinos

There are multiple US states considering legislation to legalize casinos online. USA lawmakers are increasingly aware of the potential tax revenues and regulatory control that legalization could bring, which has led to discussions across the country. The states below are currently considering online casino legislation and have reached various stages of the process, from public consultations to initial bills. While it is a slow process, it seems likely that more and more states will legalize online casinos over the coming years, giving players better, safer, and more enjoyable options.

• New York – New York has shown consistent support for online casino legalization, driven by key lawmakers. With strong backing for expanding online gambling beyond sports betting, the state could see significant progress soon. Many believe it could become a leader among the top US online casino markets in the coming years.
• Iowa – Iowa’s growing interest in online gambling can be seen in its pending legislation that is aimed at legalizing online casinos. Given the state’s enthusiasm for casino games and successful sports betting market, Iowa has excellent potential for expanding into legal iGaming in the coming years.
• Maryland – With neighboring states offering legal online USA casinos, Maryland is under pressure to do the same. The state’s continuous legislative efforts show that legalization is a very real possibility, suggesting Maryland could soon join others in offering regulated online casinos.
• Georgia – Legalizing online gambling in Georgia has backing from professional sports teams and some politicians. Although constitutional amendments and regulations are a challenge, momentum is building and voters may soon decide on the issue.
• Minnesota – Minnesota’s latest legislative proposals show a determined push toward legalization. The state is taking an inclusive approach that will benefit local industries. Revenue from online casinos would also support initiatives such as problem gambling programs, making it a socially responsible expansion option.

The Advantages of Playing in Social and Sweepstakes Casinos

Social casinos and sweepstakes platforms emerged in the US as legal alternatives to traditional gambling, particularly in states where real money online casinos are restricted or not yet regulated. Operating under sweepstakes laws, these platforms allow players to acquire virtual currencies, "sweeps coins," through free methods or by purchasing “gold coins” for entertainment purposes. This model complies with U.S. regulations permitting promotional games with prize potential, provided no purchase is necessary to play.​

As of April 2025, real money online casinos are legally operating in seven states: New Jersey, Pennsylvania, Michigan, Connecticut, Delaware, West Virginia, and Rhode Island. In the remaining states, social and sweepstakes casinos serve as accessible alternatives. However, certain states have imposed restrictions: Washington and Idaho have outright bans on these platforms, while others like Michigan, Nevada, and Mississippi have introduced or are considering legislation to limit or regulate sweepstakes casino operations.

Consequently, while online casinos for real money are available in a select number of states, social and sweepstakes casinos remain accessible to the majority of US players.

Why Play at Regulated USA Online Casinos?

Playing at regulated online casinos in the US offers several significant benefits over offshore brands, especially when it comes to player protection, reliability, and accessibility. Offshore brands might offer some appealing bonuses but lack the same level of security, reliability, and player-focused safeguards that regulated casinos provide. Here’s why players may prefer legal US online casinos:

• Legal Protection and Security - Regulated US casinos provide robust player data protections, secure transactions, and legal recourse in case of disputes, ensuring a safer gaming environment.
• Guaranteed Payouts - Regulated US gambling sites are required to maintain adequate funds to cover winnings, which is often verified by regulatory bodies. Payout times are also generally faster, with clear processing requirements and options that are convenient for US players, such as ACH transfers, PayPal, and direct bank deposits.
• Fair Play - Independent agencies audit games at regulated casinos to ensure fairness, with strict compliance to random number generator standards, unlike some offshore casinos.
• Responsible Gambling Measures - Legit online casinos in the US provide tools for players to set deposit limits, time limits, and self-exclusion periods, supporting responsible gambling and reducing the risk of problem gambling.
• Local Payment Options - Regulated casinos accept US-friendly payment methods, making transactions smoother and avoiding issues common with offshore options.
• Tax Compliance - Winnings from US casinos are easier to manage tax-wise, with clear reporting guidelines and support for compliance.
• Community Support - Playing at US casino sites supports the local economy and contributes to state programs, unlike offshore sites.

How Are Casino Winnings Taxed in the USA?

Different U.S. states have their own laws and rules regarding gambling taxes, and the amount you owe can vary widely depending on where you live. Understanding how these taxes work helps you avoid surprises when it’s time to report your winnings. To make it easier for you, our experts have designed an extremely accurate Gambling Tax Calculator to estimate how much tax may apply to your online casino earnings based on your state, winnings amount and filing status.

Connecticut Gambling Tax

Online casinos in Connecticut are taxed 18% on their gross gaming revenue (GGR) for interactive slots and tables. Your player gambling winnings are also subject to the state income tax, which is withheld at a progressive rate from 2% up to 6.99% for residents. Non-residents are taxed a flat 30% federal tax withholding and a 6.99% state tax withholding on lottery winnings.

Delaware Gambling Tax

Internet video lottery games in Delaware carry a statutory tax of 42.5% on gross gaming revenue; the overall effective tax rate for electronic gaming in the state is around 56-57%. Table games, meanwhile, are taxed at 15.5% GGR.

As a player, you are subject to federal taxes on your gambling winnings. Delaware has a tax rate of 24% for amounts that exceed $5,000. The state does not automatically withhold taxes, so you must report your winnings on state income tax returns.

Michigan Gambling Tax

Online gaming operators are taxed based on their GGR in Michigan, with rates ranging from 20% to 28%. The rate depends upon the revenue tiers. Further to this, Michigan imposes a state income tax on your winnings, though it is one of the lowest rates in the United States at 4.25%. You must report this amount on your state income tax returns.

New Jersey Gambling Tax

In New Jersey, the tax rate on casino operators was raised in July 2025. Now, they must pay 19.75% on their GGR.

As a player in New Jersey, you are also subject to federal taxes on your gambling winnings. A rate of 24% for amounts exceeding $5,000 is in place. The state does withhold state income tax at a rate of 3% on gambling winnings.

Pennsylvania Gambling Tax

In Pennsylvania, gambling operators are subject to one of the highest tax rates in the country. Online slots are taxed at 54% GGR, while table games and poker are taxed at a rate of 16% GGR.

Your player winnings are subject to federal taxes at a rate of 24% on amounts exceeding $5,000. In Pennsylvania, gambling winnings are taxable at the state level at a flat 3.07%, and winners must report them on their state income tax return.

Rhode Island Gaming Tax

There is a high GGR tax rate of 51% in Rhode Island, which is imposed on both casino and sports betting operators.

You are also subject to federal taxes on your gambling winnings, which is the same as DE, NJ and PA – 24% on amounts beyond $5,000. Again, the state doesn’t automatically withhold state taxes, so you must report your winnings.

West Virginia Gambling Tax

Casino gaming platforms in West Virginia are taxed at an effective rate of about 50.5% on electronic gaming device revenue, while table games are taxed at 35% GGR. For iGaming, the tax rate is 15%.

Meanwhile, for your winnings, you must pay 24% federal taxes on any winnings that exceed $5,000. You must report your gambling winnings on your state income tax return, as West Virginia doesn’t automatically withhold it.

Author Insight

Sam Davies, Sports and Gambling News Writer

It’s important to understand gambling taxes in your state. Winnings are considered taxable income, and you need to report them to the IRS. Because federal and state rules differ, my advice is to check into the tax regulations in your state before you gamble online. It’s also ideal to keep careful records of your wins and losses, so you can accurately calculate tax obligations. This way, you avoid having to pay any penalties.

US Online Casinos & Market Updates

The United States online casino gaming scene is constantly evolving and adapting to legal changes. The timeline below displays recent adjustments, new legislation, and active proposals.

• August 2025 New York Senator. Joseph Addabbo re-files online casino bill S2614. This awaits action in the Senate Racing, Gaming, and Wagering Committee.
• August 2025 House bill H.4431 in Massachusetts seeks to legalize online casino gaming and proposes to ban sweepstakes gambling. Currently awaiting committee assignments.
• July 2025 Maine Governor Janet Mills delays decision on legal online casinos to 2026, despite legislature approving iCasinos in the state.
• July 2025 New Jersey increases its online casino tax rate to 19.75%, imposed on operators.
• February 2025 Illinois lawmakers resumed their efforts to legalize online casinos with HB 3080 and SB 1963. These bills are similar to previous proposals but follow a recent tax rate increase applying to online sports betting.
• February 2025 Fiscal amendment to New Hampshire online casino bill proposing legal online casinos sees it pass through one state Senate committee. Proposes an increased revenue for charities from gaming companies if it passes.
• January 2025 Fresh bills introduced in Hawaii aimed at legalizing sports betting and iGaming. Online gambling faces staunch opposition on moral grounds.

Responsible Gambling - Information and Resources

Playing responsibly at online casinos means keeping control over your time and money spent gambling. This ensures it remains an enjoyable activity rather than a source of stress. Reputable operators now include a range of responsible gambling tools on their platforms. These tools allow players to set deposit limits, betting limits, and time restrictions, to help manage spending and gameplay duration. Operators also monitor for signs of suspicious gambling behavior and may intervene or restrict an account if they detect concerning patterns.

In certain regulated jurisdictions, strict measures are in place to prevent harmful gambling practices. For instance, some regions prohibit deposits via credit cards, restrict bonuses from being advertised, and set maximum betting limits to curb excessive spending. For more information and safer gambling tips visit our responsible gambling page.

Here are some helpful resources available to players in the US:

• Responsible Gambling Council - a non-profit organization that works to prevent problem gambling and promote responsible gambling practices.
• Gordon Moody Gambling Therapy - a global service that provides online support and resources for individuals experiencing gambling-related issues.
• National Council on Problem Gambling - an American non-profit organization dedicated to addressing problem gambling and helping people in need.
• Gamblers Anonymous - a support organization that helps individuals struggling with compulsive gambling.
• 1-800-GAMBLER – a confidential, toll-free helpline available 24/7 to provide support and resources to individuals experiencing issues with gambling. Operated by the National Council on Problem Gambling (NCPG) in partnership with local organizations.

Author Insight

Robert Bell, Online Casino Reviewer and Finance Reporter at Casinoreviews.net

Responsible gambling is something I take seriously, and I encourage everyone to set clear limits before starting. It’s easy to get caught up in the excitement, so I can’t recommend enough that you use the tools offered by a casino to help ensure your gambling remains fun. Make use of the ability to set deposit limits, playing time limits, and so on. This way, if you do run out of bankroll, you won’t be tempted to make a deposit you can’t afford, and you can look forward to your next session.